Bring your paperwork
Most loans start with standard KYC — identity and address proof — plus income proof such as salary slips or bank statements for salaried applicants, and GST returns or business financials for self-employed and MSME borrowers.
Loan agency · Varanasi
Personal, business, car & home finance — under one roof.
A local team that explains things in plain terms.
Set within the China Town Complex at RathYatra Crossing, we arrange financing for borrowers across Varanasi — handling four loan types from one familiar office, so applying feels manageable instead of intimidating.
5.0from 10 Google reviews
Who we are
Applying for a loan, made approachable
Tanishka Finedge Solutions is built around a straightforward idea: make applying for a loan feel manageable. What sets the office apart is the way people are treated once they walk in — the staff are courteous and genuinely supportive, taking the time to explain things rather than rush paperwork. That respectful, patient manner carries through the whole conversation, leaving borrowers with a smooth and reassuring impression of the process.
What we arrange
Four core loan products
Bringing these together in a single Varanasi office means you can compare options across loan types in one place — useful when weighing which kind of financing actually fits the need at hand.
01
Business loans
Arranged for working capital, expansion plans and equipment financing — secured or unsecured, matched to the business.
02
Personal loans
Quicker funds with minimal paperwork for emergencies, weddings or everyday expenses. Unsecured, based on income and credit.
03
Car loans
Financing for both new and used vehicle purchases, so you can drive the numbers before you drive the car.
04
Home loans
Support for property purchase, construction, renovation and balance transfer — with possible top-ups on an existing loan.
Why borrowers choose us
Guidance before any money moves
Rather than handing over a form and leaving you to decipher the jargon, the team sits with you and explains how eligibility, documentation and repayment actually work — the kind of hand-holding first-time borrowers and local business owners rarely get from a branch queue.
- We map your income, credit profile and need to the right product — and flag the real cost up front.
- One familiar point of contact for personal, business, car and home finance.
- Weigh a car loan against a home-loan top-up, or secured against unsecured, in a single sitting.
- A plainly-explained walkthrough of where you stand on your CIBIL score and what the full charges come to.
Find the office
At RathYatra Crossing
Good to know before you visit
Come prepared, and the conversation moves faster
Eligibility & CIBIL
Eligibility largely turns on credit history and repayment capacity. Your CIBIL score is one of the main factors a lender weighs; the team can talk through where you stand and which products suit your profile.
Secured vs unsecured
Secured lending like business or home loans brings collateral or the property into the picture, whereas personal loans run unsecured and lean more heavily on income and credit score.
EMIs & interest
Repayment is structured as equated monthly installments across a chosen tenure — longer tenures ease the monthly outgo, shorter ones reduce total interest. Interest can be fixed or floating on a reducing-balance basis.
Fees up front
A one-time processing fee applies on most loans. Clarifying the full cost before anything is signed is part of the guidance on offer here.
Home-loan extras
The amount available is shaped by the loan-to-value ratio against the property, home-loan borrowers can typically claim tax benefits on principal and interest, and a balance transfer can move an existing loan to better terms.
What borrowers say · 5.0 ★ from 10 reviews
Friendly, supportive, reassuring
"It is very nice and the way the staff talks to you is also nice. Overall a good experience."
— Dileep S."The best finance solutions in Varanasi."
— Milan S."Supportive staff and good behaviour."
— Chanchal D."Nice people and sportive staff."
— Vivek S."It's good. Nice experience."
— Vijay S."Best service."
— Rachit C.Answers first
Frequently asked questions
What documents are required to apply for a business loan in Varanasi?
Most business loans start with standard KYC — identity and address proof — alongside income proof. For self-employed and MSME borrowers that typically means GST returns or business financials. Having these ready before your first meeting makes the conversation far more productive.
What is the eligibility criteria for a small business loan?
Eligibility largely turns on your credit history and repayment capacity, with your CIBIL score as one of the main factors a lender weighs. For secured business lending, collateral also comes into the picture — the team can talk through where you stand and which product suits your profile.
Do you offer working capital loans?
Yes. Business loans here are arranged for working capital, expansion plans and equipment financing, and we help compare secured and unsecured options so the financing fits the actual need of the business.
What documents do I need for a personal loan?
Personal loans begin with standard KYC — identity and address proof — plus income proof such as salary slips or bank statements for salaried applicants. They run unsecured, so they lean more heavily on income and credit score.
What is the repayment tenure for a business loan?
Repayment is structured as EMIs — equated monthly installments spread across a chosen loan tenure. A longer tenure eases the monthly outgo, while a shorter one reduces the total interest paid; we help you weigh the trade-off.
Are there any processing fees for business loans?
A one-time processing fee applies on most loans. Clarifying the full cost up front — fees included — is part of the guidance offered here, so there are no surprises before anything is signed.
Visit or call
Come in and talk it through
Prefer to sort out a loan face to face with a nearby team rather than navigate an anonymous online lender? Walk in any day of the week.
Tanishka Finedge Solutions
China Town Complex, RathYatra Crossing,
Varanasi, Uttar Pradesh 221010, IN
Opening hours
- Monday9:00 – 18:00
- Tuesday9:00 – 18:00
- Wednesday9:00 – 18:00
- Thursday9:00 – 18:00
- Friday9:00 – 18:00
- Saturday9:00 – 18:00
- Sunday9:00 – 18:00
Open every day, including weekends — flexibility to discuss an application in person whenever suits you.